Featured · Auction Legal Pack

Bid at auction with total clarity

Upload the legal pack and get a plain-English summary, red flag report and completion checklist before the gavel drops. Never buy a property blind again.

Turnaround under 24 hours · Built for UK auction houses

24h
Turnaround
60+
Risk checks
100%
UK jurisdictions
app.occupieriq.co.uk · Auction pack
Lot 42 · Manchester
Mixed-use freehold, 4 flats
Guide
£485k
Restrictive covenant on rear access
High
Short lease · 68 years remaining on Flat 2
Med
EPC ratings verified · all above E
OK
Special conditions summarised · 12 clauses
OK
72
Auction risk score
Proceed with caution · 2 red flags

Trusted by occupiers, landlords and advisors across the UK

Knight & Co
Savil Property
RG Estates
Lancaster LLP
Halford & Burr
MetroLet
Whitcombe
Brookmere
Knight & Co
Savil Property
RG Estates
Lancaster LLP
Halford & Burr
MetroLet
Whitcombe
Brookmere
The problem

Lease reviews shouldn't cost weeks of your life, or thousands of pounds.

Whether you're a tenant signing a new commercial lease, a landlord managing a portfolio, or a small business renewing a shop lease, the same story plays out. Slow turnarounds, opaque language and missed key dates that cost real money.

Occupier IQ gives you a clear, scored, plain English read on any lease in seconds, so you only escalate to an expert when it genuinely matters.

£1,800+
Average cost of a single commercial lease review
12 days
Typical wait for a professional first pass report
67%
Of tenants miss at least one critical break or review date
Occupier IQ
See the platform in action
Occupier IQ product demo
Note-taking demo available
2 min walkthrough
From PDF drop to full risk report in under a minute
Features

Intelligence for Commercial Occupiers

Everything you need to protect your business from costly missed deadlines and hidden contract risks.

AI Document Extraction

Drop your PDF and let Google Gemini extract break clauses, rent reviews, expiry dates, and obligations in under 30 seconds.

See it in action →
Instant Risk Scoring

AI-powered risk analysis with confidence scores for every extracted clause.

65
Smart Alerts

Automatic escalating notifications at 6 months, 3 months, 1 month, and 2 weeks.

Portfolio Dashboard

See your entire property portfolio's risk profile at a glance.

UK Market Expertise

Purpose built for UK leases including FRI structures, dilapidations, service charge caps, break clauses and renewal notices.

FRI LeasesBreak Clauses
Why it matters

Why lease risk analysis matters

A weak lease can destroy value. A strong lease protects income, reduces risk and supports finance.

Protects income

Ensures predictable rental income through robust lease terms.

Reduces risk

Identifies and mitigates commercial, financial and operational risks.

Improves value
+38%

Strong leases increase property value and attract quality tenants.

Supports finance
Lender
APPROVED
LTV65%
2.4M

Lenders prefer strong leases with low risk and long durations.

Enhances negotiation
A
B

Knowledge of risks strengthens your negotiation position.

The platform

One platform. Endless ways to protect your lease.

Instant scoring

Score every lease in under 60 seconds

  • 0 to 100 score: Weighted across repair, rent, term, break and service charge.

  • UK market benchmarks: Every clause compared against thousands of real UK leases.

  • Plain English: No jargon, no legalese. Just what it means for your money.

  • Shareable reports: Send a branded summary to your team, agent or lender.

Explore lease scoring
occupier-iq · instant scoring
76
Lease score
Tenant favourable
Warehouse_Lease.pdf
Repair
82
Rent
68
Term
75
Break
90
Service charge
55
Fine-tune contracts

Fine-tune contracts with ease

Surface the clauses that actually move the needle. Hover a card to preview it, click to lock it in — the live report on the right reacts instantly.

Contract Review · lease_v3.2.pdf
MASTER LEASE · BREAK NOTICE
1. Definitions
2. Scope
Clause 6.1 · Tenant break option
Notice period: 9 months
Vacant possession required
All rent paid up to date
Live Insight
Scan Progress78%
Break Notice Countdown
84 days

Next tenant break notice deadline. Missing this window locks you in for the remaining term.

What we analyse

Key lease components, what to look for

Every commercial lease includes essential clauses. Understanding them is key to risk analysis, and Occupier IQ scores every one of these for you automatically.

Term
(Length of Lease)
  • Lease length and commencement date
  • Expiry date and options to extend or renew
Rent
(Financial Obligation)
  • Initial rent and review dates
  • Rent review mechanism (RPI, Open Market, CPI, Fixed)
  • Upward only clauses
Use Clause
(Permitted Use)
  • Permitted use and any restrictions
  • Change of use consent and conditions
Repairing Obligations
  • Internal, external and structural repairs
  • Condition and schedule of dilapidations
Insurance
  • Tenant obligation to insure or contribute
  • Reinstatement value and policy requirements
Service Charge
  • Definition of recoverable costs
  • Caps, limits and audit rights
Break Clauses
  • Tenant break rights (dates and notice periods)
  • Landlord break rights (if any)
Rent Reviews
  • Frequency and review method
  • Market rent definition and comparables
Assignment and Underletting
  • Tenant's ability to assign or sublet
  • Landlord consent requirements
Dispute Resolution
  • Governing law (usually England and Wales)
  • Jurisdiction and alternative dispute resolution (ADR)
How it works

From PDF to plain English in three steps.

01

Upload your lease

Drag in any PDF. A draft lease, executed engrossment, side letter or heads of terms. Multi document portfolios supported.

02

Get your score and risks

Our model reads the full document, scores it against UK market benchmarks and surfaces every onerous clause in plain English.

03

Never miss a key date

Break notices, rent reviews, renewals, RPI uplifts. Added to your timeline with reminders weeks in advance.

Built for everyone in the lease

Whether you're signing it, owning it or advising on it.

For tenants

Sign with confidence, not anxiety

Know exactly what you're agreeing to before you sign. Compare break clauses, repair liabilities and service charge exposure against market norms.

  • Plain English clause explanations
  • Negotiation playbook for each red flag
  • Track every lease in one dashboard
For landlords

Manage a portfolio, not a filing cabinet

Centralise every lease, side letter and licence. Get automated alerts on rent reviews, breaks and renewals across your whole estate.

  • Bulk upload entire portfolios
  • Estate wide question answering
  • Exportable reports for asset managers
For advisors

Triage faster, bill for the work that matters

Use Occupier IQ as a first pass review tool. Your clients get an instant scored report, you focus billable hours on negotiation, not reading.

  • White label client reports
  • Benchmarked clause library
  • Audit trail for every change
UK regulatory context

Regulatory framework for commercial leases in the UK

Commercial leases are governed by UK regulation and key statutes. Occupier IQ benchmarks every clause against the rules that matter in England and Wales.

Contract principles

Leases are binding contracts built on offer, acceptance, consideration and clear intention between the parties.

Landlord and Tenant Act 1954

Provides security of tenure for business tenants, unless excluded. Tenants may have the right to renew their lease at the end of the term, subject to conditions.

Binding covenants

Lease covenants are enforceable commitments. Breach can lead to damages, forfeiture or other enforcement action.

Dispute resolution

Disputes are commonly resolved through negotiation, mediation, arbitration or the courts, depending on the lease terms.

Key regulations

Energy Performance of Buildings Regulations (MEES), Health and Safety at Work Act 1974, Fire Safety Order 2005 and Equality Act 2010.

Jurisdiction

Most commercial leases in England and Wales fall under the rules of England and Wales unless otherwise stated in the lease.

Clear knowledge protects you. A well drafted lease reduces disputes and strengthens your position.

Security and compliance

Enterprise grade trust for the most sensitive documents you own.

Your leases never leave the UK and are never used to train models. Built to the standards expected by property teams, surveyors and finance directors.

GDPR compliant
Full data subject rights, DPA available on request.
Expert reviewed workflows
Designed alongside UK property specialists for safe first pass review.
UK data residency
All documents stored and processed in UK regions only.
Encrypted end to end
AES 256 at rest, TLS 1.3 in transit, zero training on your data.
The mindset

The lease analysis mindset

Successful investors and lenders follow a simple mindset when analysing commercial leases. Occupier IQ bakes these principles into every report.

1
Be curious

Read every clause and ask questions.

2
Be critical

Challenge every assumption and consider the worst case scenario.

3
Be balanced

Consider both opportunities and risks.

4
Be practical

Understand the financial and operational impact.

5
Be protective

Ensure the lease protects your interests.

6
Be strategic

Align the lease with your long term business or investment goals.

The right mindset leads to better questions, better negotiations and better outcomes.

"We replaced a £2,400 pre signing review with a five minute Occupier IQ scan. It caught an uncapped service charge that would have cost us six figures over the term."

EM
Emily Marsden
Head of Property, Brookmere Retail

"The key date reminders alone have paid for our subscription ten times over."

James O., Independent Landlord · Manchester

"Finally, a lease tool written for occupiers, not lawyers. The clarity is unmatched."

Priya S., COO · London tech scale up
Pricing

Three plans. From one lease to enterprise scale.

All prices in GBP, inclusive of VAT. Credits never expire. No expensive consultancy fees.

Solo Scan

One lease, one full report. Ideal before you sign.

£29.99/ one off
Analyse one lease
  • 1 lease analysis
  • Full risk and score report
  • Key date reminders
  • PDF export
  • Email support
Most popular
Portfolio Plan

For landlords, investors and operators with active portfolios.

£219.99/ 10 leases
Works out at £22.00 per lease
Choose your pack
Buy 10 leases · £219.99
  • Fixed pack: 5, 10, 15, 20 or 25 leases
  • Portfolio knowledge base
  • Side by side comparison
  • Bulk PDF upload
  • Priority support
Enterprise Plan

For firms and funds analysing more than 25 leases. Volume pricing, SSO and dedicated support.

Let's talk
Custom quote based on volume and workflow
Contact sales team
  • Unlimited lease volume above 25
  • Dedicated onboarding manager
  • SSO and role based access
  • API and webhook access
  • SLAs and priority support
FAQ

Frequently asked questions

Occupier IQ is a UK lease intelligence platform. Upload any lease, side letter, licence or auction pack and get a full risk report, score and key date reminders in under 60 seconds.

Stop reading leases.
Start understanding them.

Join hundreds of UK occupiers, landlords and advisors using Occupier IQ to score, review and track every lease they sign.

No card required · UK data residency · Cancel any time